Simple personal finance tracking

Stay in control of your money.

Ledger5|5 gives you a clean, straightforward way to track accounts, record transactions, reconcile balances, and organize your personal finances without unnecessary complexity.

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6-Month Free Trial Up to 2 financial accounts and 40 transactions per account.
Then just $12/year Full Ledger5|5 access with one simple annual price.

Manual recordkeeping without bank-login credentials or automatic connections to your financial institutions.

Ledger5|5 financial calendar showing projected balances and scheduled transactions
Ledger5|5 savings account register with balances and transaction history
Ledger5|5 dashboard with account summaries, alerts, and transaction tools
Straightforward
Focused tools without unnecessary clutter.
Organized
Accounts, payees, categories, and transactions.
Verifiable
Reconcile your records against financial statements.
Ledger5|5 features

Everything you need to maintain a personal ledger

Track your financial activity with practical tools designed for everyday personal use.

Multiple Accounts

Keep checking, savings, credit, cash, and other financial accounts organized in one place.

Transaction Register

Record payments, deposits, transfers, payees, categories, references, and transaction status.

Scheduled Transactions

Set up recurring and future transactions so regular income, bills, transfers, and other activity are easier to track and plan for.

Budgets

Create monthly budgets by category, track spending against your targets, and see where your money is going throughout the month.

Financial Projection Calendar

Look ahead at scheduled income, expenses, and projected account balances to better understand what your finances may look like in the days and weeks ahead.

Account Reconciliation

Compare Ledger5|5 with your financial statements and identify missing or incorrect transactions.

Categories and Payees

Organize spending and income using reusable payees, categories, and subcategories.

Search and Review

Find transactions by date, payee, memo, category, status, amount, and other useful criteria.

Import and Export

Import transactions from compatible CSV files and export your Ledger5|5 records when needed.

Make Ledger5|5 your own. Adjust appearance and navigation preferences to create a workspace that fits the way you prefer to use the application.

Privacy-minded recordkeeping

Financial records deserve careful handling

Ledger5|5 is designed for manual personal recordkeeping without collecting bank-login credentials or requiring complete financial-account numbers. Account names, balances, payees, transaction history, and memos can still reveal private information, so users should enter only what is needed.

Review the Privacy Policy and Terms of Service.

Do not enter highly sensitive credentials. Never place bank passwords, Social Security numbers, complete payment-card numbers, PINs, security codes, routing numbers, or complete financial-account numbers in Ledger5|5 fields, memos, CSV imports, or backups.
  • No automatic bank connection Ledger5|5 does not require your financial institution username or password.
  • Partial account digits are optional Use only the optional last four digits when needed to distinguish similar accounts.
  • Keep an independent copy Export or download backups periodically rather than relying on any single system as your only financial record.
  • Verify before relying on a balance Compare Ledger5|5 records with statements from your financial institutions.

A practical alternative

Ledger5|5 is built for people who want direct control over their personal financial records without connecting their bank account to a complicated financial platform. Enter transactions manually or import them from a CSV file, then maintain your records on your own terms.

  • Maintain your own records Keep a clear history of payments, deposits, balances, and transfers.
  • Review your account balances See account activity and current balances from an organized dashboard.
  • Reconcile with confidence Compare your Ledger5|5 records with account statements and resolve differences.
  • Keep finances understandable Use a familiar register-style system without features you do not need.

Try Ledger5|5 free for 6 months

Start with up to 2 financial accounts and 40 transactions per account. Continue with full Ledger5|5 access for just $12/year.

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